Federal Employee Services
As a military family we are passionate about helping federal employees, military and first responders.
We understand the unique needs that federal employees have when it comes to financial and retirement planning. Our team of advisors are uniquely placed to help you retire successfully.
While federal workers have access to the most generous benefit packages of any group of employees in the United States, their benefits can be incredibly complex. Many financial advisors are not well-versed in federal benefits, but our Veteran advisors are and can provide a tailored financial planning solution designed exclusively for your personal situation.
We approach federal benefits from a financial planning perspective to ensure they fit into your overall financial picture. We understand the complexities you face with your federal benefits and can provide specialized financial advice both when working and when retired.
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Similar to a private sector 401(k), your TSP is an important savings and investment tool. We can show you how to make the most of it to set you up for a comfortable retirement, and help you roll over your funds if you leave the public sector.
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Federal employees have access to a multitude of healthcare benefits, but it can be confusing to decide what is right for you or your family. We’re here to break down your options and help you understand the difference between consumer-driven and high deductible plans, health savings and reimbursable accounts, FFS, PPO and HMOs. Once you reach retirement, we can also discuss how your FEHB works with Medicare and which program makes the most financial sense for you.
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Many federal and military service members risk injury or even death on a daily basis, so your life and long-term care insurance is critical to get right. We can help you determine if you are eligible to enroll in the FEGLI and FLTCIP programs, and what level of coverage to choose to create a financial safety net for yourself and your loved ones.
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You dedicate your life to the service of your country, and you deserve to be rewarded with a comfortable retirement. The Civil Service Retirement System (CRS)b and the Federal Employees Retirement System (FERS) both help you get there but knowing when to apply and how much you will receive can be confusing. We can help you calculate your contributions and find ways to maximize your income once you retire, so you can enjoy the fruits of your labor.
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For federal employees planning to retire before the age of 62, such as firefighters or law enforcement, the Special Retirement Supplement (SRS) can be an important financial tool to provide supplemental income until you can start withdrawing from Social Security (SS). We can help you determine if you are eligible for this benefit and how to best use it to support your life after work.
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The Survivor Benefit Plan (SBP) allows retirees to set their families up with financial security after their death and offers many tax advantages. SBPs pay beneficiaries a monthly income for life, which is adjusted for inflation. It also helps to reduce your taxable income and out-of-pocket costs while you are still living. Let us show you how to best use this benefit to give your family financial peace of mind.
